Pay Out of Pocket

Payment in Full

Make one payment covering the entire program
cost and fees.

Course-by-Course

Pay program tuition and fees one course at a time.

Monthly Payment

Pay program tuition and fees on a monthly basis.

Pay With Financing

ACE students are free to obtain financing from any provider of their choice. Financing agreements must be repaid with interest, so consider your options carefully before committing to any financing agreement. Financing applications are subject to an applicant credit review and individual provider terms and conditions. American College of Education does not endorse the listed financing options and is not affiliated with any listed lender or servicer. Loans are not offered, originated by, or made by American College of Education.

Financing agreements under the TuitionFlex program are retail installment contracts originated and serviced by Education Loan Source on behalf of ACE and owned by ACE for 90 days subject to terms and conditions.

Climb CreditTuitionFlexWells Fargo
EligibilityProgram and student eligibility criteria differ by provider and product. ACE encourages students to evaluate all financing options and select the option that best meets your individual needs and circumstances.
Loan Minimum$3,000$1,000$1,000
Loan MaximumTotal program cost1
Non-refundable School Deposit$200$200$0
In-school PaymentsYesYesNo
Repayment StartsImmediatelyImmediately6 months after program completion
Origination FeeUp to 5% of loan$0$0
Interest Rates6.99-9.99%29.9%7.24% to 13.99%3
Repayment Term41-5 Years1-5 Years1-7 Years
Co-signer RequiredDepends upon borrower's credit
Application LinkClimb CreditTuitionFlexWells Fargo

1 Depending upon the provider and the product, some fees may not be covered
2 Based upon loan type and borrower credit score
3 Based upon discount eligibility and borrower credit score
4 Based upon program length, financing amount, or both.

School District Partnership Agreements

Under a partnership agreement between American College of Education and a participating school district, full-time employees of the participating district who pursue a degree at ACE are eligible for reduced tuition rates. Please see your district administrator for more information and to find out if your district has a partnership with ACE.

Military and Veterans Benefits

Some ACE programs are approved by the State Approval Agency (SAA), a division within the Indiana Department of Veterans Affairs. Eligible students may qualify for military benefits. Veterans should contact an enrollment counselor at 1-800-280-0307, option 2 with questions regarding certifying enrollment.

In-School Deferment of Prior Federal Loans

Existing federal loans from previous educational intuitions may be deferred while actively enrolled at ACE.* You can contact an enrollment counselor at 1-800-280-0307, option 2 for more information about in-school loan deferment of existing federal loans while attending ACE. Please visit the tuition page for more information.

Payroll Deduction

By selecting payroll deduction, you acknowledge your school will withhold and remit tuition payments on your behalf to American College of Education in connection with your enrollment. To learn more about this option and the qualification requirements we encourage you to connect with your assigned Enrollment Counselor to determine eligibility and payment payroll deduction details. Payroll deduction is currently offered for those employees currently working in the following systems: Chicago Public Schools, Waukegan Community Unit SD 60, Schulyer, West Aurora.

*American College of Education (USDOE OPE ID: 04151300) is approved by the United States Department of Education for in-school deferments.

All tuition and fees are due the Friday 11:59 p.m. PST prior to the first day of each course. Payment will be accepted without penalty until the Friday after the first day of each course.

Students from whom payment has not been received by the deadline will be administratively withdrawn from the College for non-payment and may either submit a Re-Entry Form to reinstate their Active status for a future term, or pay the $100 Reinstatement Fee to remain enrolled in the current term.

American College of Education reserves the right to report failure to pay tuition and fees to one or more national credit bureau organizations. Diplomas, official transcripts, or program completion verifications to state agencies will not be issued until all financial obligations are paid in full.

Three-Day Cancellation

Students who provide written notice of cancellation within three days (excluding Saturday, Sunday, and federal and state holidays) of paying tuition, the technology fee, and/or the payment processing fee, but before the first class, are entitled to a refund of all monies paid, excluding the non-refundable application fee. Refunds will be provided within 30 days of receiving notice of cancellation.             

Students reported to the Registration Office after the final payment deadline for non-payment of tuition and fees—including the conferral fee as applicable—will be administratively withdrawn for non-payment.

Students who are removed for non-payment and wish to be reinstated in their course can do so until close of business on Tuesday the second week of the term. To be reinstated, students must contact Student Services at 1-800-280-0307 opt 1 and pay a non-refundable $100.00 reinstatement fee (in addition to tuition and fees owed).

Payments processed over the telephone will be assessed an additional $25 payment processing fee that will be applied at the time of payment. The additional payment processing fee will not be applied if the College's web-based payment portal access is unavailable.

In order to be eligible for a refund of tuition paid, you must send the applicable request form prior to the Drop Deadline (11:59 p.m. PST the first Friday of the course). For details, see our refund policy.

Some states have mandated refund and withdrawal policies by which ACE must abide. Please refer to the Student Catalog to determine if your state has such a policy.

How to Pay Your Tuition Bill

At ACE we offer multiple options to allow you to pay your tuition bill. You may pay your tuition and fees via the MyACE Portal or the ACE mobile app. Click Here for a full PDF walk-through of your options.

Note:

The Florida Commission for Independent Education requires that if ACE does not accept an applicant or if an applicant cancels within three (3) business days after signing the enrollment agreement and making the initial payment, a full refund of all monies paid will be issued. Cancellation after the third (3rd) Business Day, but before the first class, results in a refund of all monies paid, less the registration fee (not to exceed $150.00).