Payment Methods

Flexible options to advance your career.

Find Your Payment Plan

We have flexible payment options for you to advance your career while balancing your other financial commitments.

Pay by Course

You can pay for your program before each course begins, which is every six weeks for most programs. Please view our tuition guide to learn how you can pay your tuition bill using Pay Now with PayPal

Pay Monthly

You can pay for your program on a monthly basis by applying for the Climb Install payment plan or by selecting TFC Tuition in the MyACE Portal.

Pay by Loan

You can pay for your program by applying for a private student loan.

See more details below

Pay in Full

Make one payment covering the entire program cost and fees. Please view our tuition guide to learn how you can pay your tuition bill using Pay Now with PayPal

ACE Financial Awards

You could qualify for some of the more than $2 million in scholarships and grants we award each year on top of our already affordable tuition.

Discover Grants & Scholarships

No FAFSA Needed

ACE does not participate in federal funding even though we are eligible, which is one of the ways we are able to keep the cost of our programs low. Because of this, you don’t need to fill out the FAFSA to apply or enroll.

Learn More About ACE and FAFSA

Defer Your Student Loans

When you enroll in a program at ACE, you may be able to defer repayment on your federal student loans while you’re enrolled. This means you don’t need to put your career on hold or have student loans hold you back. We recommend you contact your federal student loan servicer to see what options are available to you.

Pay with Financing

While we do not participate in Title IV federal funding, you can obtain financing from the private provider of your choice. We encourage you to learn all details of proposed loan agreements, as financial agreements must be repaid with interest; please consider all your options carefully before committing to any agreement.

Disclaimer: Financing applications are subject to an applicant credit review and individual provider terms and conditions. ACE does not endorse the listed financing options below and is not affiliated with any listed lender or servicer. Loans are not offered, originated by, or made by American College of Education.

	Climb Credit	Sallie Mae	TuitionFlex	TFC Tuition
Eligibility	Program and student eligibility criteria differ by provider and product. ACE encourages students to evaluate all funding options and select the option that best meets your individual needs and circumstances.¹
Minimum	$1,000	$1,000	$1,000	$1,000
Maximum	Total program cost²	Total program cost²	Total program cost²	Total program cost²
Non-refundable School Deposit	$200	$0	$200	$300
In-school Payments	Yes	Optional	Yes	Yes
Repayment Starts	Immediately	Varies	Immediately	Immediately
Application Link	Climb Credit	Sallie Mae	TuitionFlex	TFC Tuition³

¹ See individual provider pages for program details, including eligibility, fees, interest rates, repayment terms, etc. MN residents are ineligible for TuitionFlex and TFC Tuition options.
²Total program tuition and fees. Depending upon the provider and the product, some fees may not be covered.
³ If you’re a new student and want to select TFC as your payment option, select TFC when filling out your application. If you’re a continuing student and want to select TFC as your payment option, log into your MyACE portal and update your payment agreement.

How to Pay Your Tuition Bill

You can pay your tuition and fees via the
MyACE Portal or the ACE mobile app.

View a Step-by-step Guide for Making a Payment

For questions about billing information and payment processing, the Bursar’s Office is readily available to ACE students by phone (800-280-0307) or email.

Bursar FAQs

What is the total expected cost of my program?

You can find a detailed breakdown of the total expected cost of every program on that program’s page. You can also find the total cost of attendance for every program in our College Catalog.

How is tuition charged at ACE?

Tuition – along with any applicable fees and state sales tax – is charged on a per-course basis, typically three weeks before the term begins.

Are there additional fees beyond tuition?

Yes. Some programs include technology, library or course-specific fees. There is also a one-time conferral fee for most students upon finishing their program but some exclusions apply. Depending on your state, you may also see a sales tax. You can find a full breakdown of payments and fees in our College Catalog. You can also find fee information within the Tuition section of each program’s page, where we break down the program’s total expected cost.

What payment option would give me the lowest interest rate?

For those who qualify and are approved, TFC Tuition and Climb Install may offer a 0% interest rate. For full program details – including eligibility, fees, interest rates, repayment terms and more – please consult the financial provider’s website.

What payment options allow me to wait before starting repayments?

For those who qualify and are approved, Sallie Mae may not require you to start repayments right away. For full program details – including eligibility, fees, interest rates, repayment terms and more – please consult the financial provider’s website.

When is tuition due?

Payments are due the Friday before the term begins. Students who do not submit payment by the end of the first week of the term will be administratively withdrawn.

What happens if I miss a payment or don’t pay by the deadline?

If payment is not received by the end of the first week of the term, you’ll be administratively withdrawn. To reinstate your enrollment, you must satisfy any outstanding balances and pay a $100 reinstatement fee before 9 pm EST on the Tuesday of the second week of the term.

How do I view my account balance?

All billing information is available in MyACE Portal under the My Finances section.

When will my bill be available to review?

Charges post to MyACE Portal approximately three weeks prior to the beginning of each term.

How can I get a detailed breakdown of my charges and payments?

You can access your Statement of Account in MyACE Portal under the Finances tab.

Can someone else (a family member, employer, sponsor) make a payment on my behalf?

Yes, but there must be a completed FERPA for each person or party making a payment on your behalf. You can complete a FERPA online in MyACE Portal.

Will I receive a refund if I withdraw?

You must submit the appropriate Change of Status form by the drop date (the first Sunday of the course) to receive a full refund of tuition paid. Please refer to our refund policy in the College Catalog for full details.

Where can I find important financial dates and deadlines?

You can find a list of important dates and deadlines within the Financial Dates section of our College Catalog.

Let’s Get Started

Our Enrollment Counselors are here to answer your questions and walk you through the enrollment process.

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